Investor Tools · Official DLD & CBUAE Fee Schedule · Reviewed October 2026
Dubai Property Acquisition Cost Calculator
Upfront government fees and closing costs typically add 6%–8.5% on top of the purchase price in Dubai. Calculate your exact costs before committing, using official Dubai Land Department and Central Bank of UAE fee schedules.
Dubai Acquisition Cost Engine
Official DLD fee schedule · Reviewed Oct 2026
Government & Regulatory Fees (Statutory)
Professional & Advisory Fees
Official Fee Reference
DLD Transfer Fee (4% total)
Statutory under Executive Council Resolution No. 30 of 2013. Officially 2% buyer + 2% seller. Dubai market convention (Form F) allocates full 4% to buyer.
Registration Trustee Fee
AED 4,000 + 5% VAT (≥ AED 500k) or AED 2,000 + 5% VAT (< AED 500k). Off-plan Oqood registrations use developer portal, no physical trustee fee.
Title Deed & Admin Fees
DLD admin fee AED 580, Title Deed AED 250, Survey Map AED 250, Knowledge/Innovation fee AED 40.
Brokerage (2% + 5% VAT)
Standard resale commission to RERA-licensed brokerage. Developer off-plan: developer absorbs buyer's commission.
Mortgage: DLD Registration
0.25% of loan amount + AED 290. Statutory DLD charge under Law No. 14 of 2008.
CBUAE Early Settlement Cap
Lesser of 1% of outstanding balance or AED 10,000 + VAT. Central Bank Rulebook, node 4067.
This calculator reflects official fees as of October 2026. Verify current rates with your DLD-registered trustee or licensed brokerage before completing a transaction. These are estimates, not legal or financial advice.
Dubai Property Acquisition Statutory FAQs
Legal fee schedules under Executive Council Resolution No. 30 of 2013 and Central Bank of the UAE regulatory frameworks.
What is the exact Dubai Land Department (DLD) transfer fee percentage in 2026?
Under Executive Council Resolution No. 30 of 2013, the standard DLD transfer fee is 4.0% of the total property purchase price (or agreed valuation), plus a statutory administrative fee of AED 580 for ready title deeds or AED 1,000 for off-plan Oqood certificates.
Who pays the 4.0% DLD transfer fee—the buyer or the seller?
Statutorily under law, the 4.0% fee is scheduled as 2.0% payable by the seller and 2.0% by the buyer. However, standard Dubai secondary market real estate contracts (Unified Contract F) conventionally allocate the entire 4.0% to the buyer by mutual commercial agreement, unless explicitly renegotiated.
What is the Registration Trustee Fee threshold in Dubai?
Registration Trustee offices charge AED 4,000 (+ 5% UAE VAT, total AED 4,200) for properties valued at AED 500,000 or greater. For properties priced below AED 500,000, the statutory fee is reduced to AED 2,000 (+ 5% VAT, total AED 2,100).
Are Dubai Land Department government transfer fees subject to 5% UAE VAT?
No. Statutory government fees levied directly by Dubai Land Department (the 4.0% transfer fee, AED 580 admin fee, and AED 250 title deed issuance fee) are exempt from UAE VAT. Only private commercial services—such as agency brokerage commissions, bank valuation fees, and trustee administration charges—are subject to the 5% VAT.
How much are developer NOC and mortgage registration charges?
Developer No Objection Certificates (NOC) required for resale conveyance range from AED 1,000 to AED 5,000 (+ 5% VAT) depending on the master developer (Emaar, Nakheel, Meraas). Mortgage registration fees payable to DLD are 0.25% of the financed loan amount plus AED 290.